FIPS 140-3 Certified · FIDO2 Compliant

Bank-Grade Passkeys for Every Moment

Passkeys+ delivers FIPS 140-3 certified, device-bound authentication invisible to users, impossible to phish, built for regulated industries.

THE PROBLEM

Passwords, OTPs, and synced passkeys all leave the door open.

80%

PHISHABLE

Still rely on vulnerable auth

SMS OTPs and passwords remain the default even as regulators phase them out and attackers exploit them daily.

Source: FIDO Alliance

EXPORTABLE

Higher ATO with synced passkeys

Cloud-synced passkeys move risk from phishing to account takeover a credential stolen from one device works on all.

Source: NIST SP 800-63-4

$9.5B

PREVENTABLE

Lost to payment fraud annually

Weak authentication at login and step-up is the root cause of most card-not-present and account takeover fraud.

Source: Javelin Strategy

User logs in

OTP sent

User switches apps

Types code

Hopes it works

Authentication has never had a hardware-grade trust layer.

Passkeys+ delivers it.

HOW IT WORKS

Enroll once. Authenticate silently — forever.

01

Device Binding

During enrollment, Passkeys+ uses ZSM to cryptographically bind the FIDO2 credential to the physical device. The private key never leaves hardware. No sync. No cloud. No exposure.

02

Silent Authentication

Every subsequent login or transaction is authenticated silently a cryptographic proof from the bound device. No OTP. No biometric prompt unless step-up is required. Half a second.

03

Intelligent Step-Up

When a transaction requires higher assurance, Passkeys+ triggers a native biometric step-up — on the same device, in the same session. No redirect. No new flow. One SDK call.

1

Enroll

2

Device Bound

3

Silent Auth

Done

0.5s

The Ideem Passkeys+ journey — no OTPs, no redirects, no friction

98%+

auth success rate across returning users

INCREASED

<300ms

in-app authentication

DELIVERED

0

redirects no SMS, no email, no OTP

REQUIRED

USE CASES

Built for the Financial Stack

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✕ SYNCED PASSKEYS

✕ Cloud-synced credentials

✕ Exportable to any device

✕ No device assurance

✕ Phishing solved, ATO open

✓ PASSKEYS+

✓ Hardware-bound credentials

✓ Non-exportable by design

✓ Full device assurance

✓ Phishing + ATO eliminated

WHY IDEEM

Bind to the physical device — credentials can’t be exported, synced, or stolen

Authenticate silently per transaction — no user action required after enrollment

Step up natively when needed — biometric prompt on the same device, same session

Meet AAL2 and AAL3 requirements — NIST SP 800-63-4 compliant, FIPS 140-3 certified

Deploy in days — one SDK, REST API, works in native apps, WebViews, and mobile browsers

Bind to the physical device credentials can’t be exported, synced, or stolen

Authenticate silently per transaction no user action required after enrollment

Step up natively when needed biometric prompt on the same device, same session

Deploy in days — one SDK, REST API, works in native apps, WebViews, and mobile browsers

Synced passkeys solved phishing.

Passkeys+ solves everything else.

For the first time, financial platforms can deliver authentication that is invisible to users —

and impenetrable to attackers.

Ready to eliminate OTPs for good?

FIPS 140-3 certified · FIDO2 compliant · Works in WebViews, native apps, mobile browser, desktop