Frictionless 3DS
Streamline your card payment flows with device-bound, issuer-trusted authentication. Replace clunky OTPs and app redirects with invisible security — reduce drop-offs, increase approval rates, all while enhancing customer experience.
Eliminate
Friction for 3DS Step Ups
Say goodbye to frustrating step-up challenges.
Ideem’s ZeroTrust Secure Module (ZSM) turns the device into a FIDO2 authenticator. This can be leveraged as an invisible step up when a challenge is required.
Avoid 3DS with Delegated Authentication
Build issuer confidence, reduce false declines.
Ideem’s ZSM sends a FIDO2 compatible signature with the payment transaction using the existing card schemes. The issuing bank then verifies the device with the public key. Avoiding the need for a step up.
Better Acceptance, Less Abandonment
Fewer interruptions, more completed payments.
When you eliminate high friction step-ups, you keep customers moving, and revenue flowing.
Frequently Asked Questions
Finen works with all major banks and financial institutions for seamless integration.
Yes, Finen provides a unified view of your investments alongside your bank accounts.
Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.
Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.
Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.
