Consent Preferences

One-Click Checkout,
Zero Compromises

Reduce friction, fraud, and costs of your checkout flow. Wallets, BNPL, and Pay by Bank will delight users and merchants with fast and secure checkouts that drive conversions and grow revenue.

Seamless Checkout Experience

No more OTPs, app redirects, or high-friction flows. Ideem’s Zero-Trust Secure Module (ZSM) silently binds each device with cryptographic certainty so you can recognize trusted users instantly and enable one-click checkout that feels effortless.

Eliminate manual entry and verification delays
Reduce fraud by cryptographically binding to the device - invisible authentication every time.
Boost conversion rates with a frictionless flow

Friction-Free for Users, Strong Security Behind the Scenes

User Convenience at the Core

Ideem’s Zero-Trust Secure Module (ZSM) invisibly binds to the device, giving your customers true one-click checkout without the hassle of OTPs. When you’re ready, you can layer Passkeys+ on top for bank-grade two-factor authentication.

Deliver one-click checkout with no extra steps
Replace outdated OTPs today with secure device binding
Add Passkeys+ later for automatic strong authentication without disrupting the user experience

Silent Security That Powers One-Click Checkout

ZSM binds invisibly to each device, layering passkeys on top for automatic strong 2FA. The result: trusted, frictionless payments across wallets, BNPL, and Pay by Bank.

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Trusted Devices

Recognize users with invisible, device-level cryptography that authenticates every transaction.

Invisible Security

Always-on security that invisbly verifies each checkout without extra user steps.

Bank-Grade 2FA 

Add passkeys for automatic SCA Compliant authentication that users love

More Approvals

Reduce false declines and let more legitimate transactions process through.

Global Consistency

Seamless multi-platform experience that works seamlessly across regions and platforms.

Future Ready

Built to evolve with new authentication standards and emerging payment methods.

Frequently Asked Questions

What platforms do you support?

Finen works with all major banks and financial institutions for seamless integration.

Can I track my investments with Finen?

Yes, Finen provides a unified view of your investments alongside your bank accounts.

Is my financial data safe with Finen?

Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.

Does Finen offer budgeting tools?

Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.

Can I set savings goals with Finen?

Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.